Clinical Instructor in the Predatory Lending Practice; Director, Project on Predatory Student Lending
Toby founded and directs the Project on Predatory Student Lending, which represents low-income student loan borrowers in predatory lending cases against for-profit and occupational schools and related entities. Toby twice represented legal aid providers and their clients in the US Department of Education’s negotiated rulemaking sessions, by which the Department promulgates new student loan regulations, and is a member of the advisory council on Private Occupational Schools to the Massachusetts Division of Professional Licensure.
Toby joined the Legal Services Center’s Predatory Lending Practice in 2012 as a Skadden Fellow, after clerking for the Honorable Janet C. Hall of the United States District Court for the District of Connecticut. She received her J.D. cum laude from Harvard Law School, where she participated in the Center’s Employment and Predatory Lending Clinics. She holds a B.A. from Yale.